WHAT TO EXPECT
-No Hidden Fees
- Unlimited Disputes
-Initial Results in 30-45 Days
-Money Back Guarantee If No Inaccuracies Deleted In 120 Days
HOW IT WORKS
- When you sign up, you will receive a link to sign in to your secured client portal. The first step will be to sign up for credit monitoring so that we may access all three of your credit reports. We then identify the items needing to be disputed and develop a customized strategy to fit your specific needs.
- We deal directly with the credit bureaus to remove duplicate, unverifiable and inaccurate information based on the Fair Credit Reporting Act.
- You have complete access to your credit reports and can login to see your progress at your convenience. Initial results will be seen in
FREE CREDIT CONSULTATION
During this 20-minute telephone consult, we will discuss what’s going on with your credit score and your credit goals. We will also go through how our program works, and determine whether our services match your specialized needs. If we determine there is a fit, we will be one step closer to mapping out your personalized blueprint as we start you on the path to better credit.
Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down. This is done through a deep credit analysis process. Once we know what the problems are, we will give you the information you need to take action to start having those inaccurate remarks remove and ultimately build your credit score. We will be here for you every step of the way and will make sure you know what to do at each step. Our only goal is to help consumers restore their credit ratings.
Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system. This allows us to begin the challenging process. The process will challenge the information reported by the credit bureau, the creditor and the collector. The dispute letters are sent out to each party. This process can take 30 to 45 days as we wait for replies and updates. You will be able to check the status of your credit repair via our online portal. We work to restore your credit from start to finish.
CREDIT REPAIR UPDATE
After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate, unverifiable or misleading was removed or updated. If the information is still on the report, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information on the report has been updated, we move on to the next item that is worthy of a dispute.
During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. You will be given information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages and voice broadcast. There are other products we offer that can help you with your credit rebuilding process. Things like legal assistance, credit monitoring and rebuilding your credit cards will all assist you on the path to restoring a healthy credit score and maintaining it.