About US

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THE TRUTH IS.... 

 

Excellence Credit Group is a credit repair services company. Our mission is to help you not only fix your credit score, but to also rebuild it. We do this by not only providing you with access to resources and programs that will raise your credit score while disputing negative items on your credit report. We also provide you with tools to increase your financial literacy, thus helping you to establish new excellent credit habits. We understand that bad credit can be a major roadblock in one’s life, and our goal is to help you remove it. Bad credit is often the difference between elevating one’s financial or social status, gaining access to much needed resources, greater options with deciding one’s living conditions. Let us help you restore your credit score.

What separates us from other credit repair companies is that we dispute all items affecting your credit score on day one. Unlike others, we want to get you the maximum results in the shortest period of time. You need professionals who care about your credit score as much as you do. Our goal is to do everything within our power to help you achieve your credit goals.

We restore your credit score by utilizing the most aggressive and legal dispute tactics available. We leverage your rights and hold the credit bureaus, creditors and collection agencies accountable under various laws to include the:

  • Fair Credit Reporting Act (FCRA)

  • Fair Debt Collection Practices Act (FDCPA)

  • Fair Credit Billing Act (FCBA)

  • Fair and Accurate Credit Transactions Act (FACTA)

  • Health Insurance Portability and Accountability Act (HIPPA)

Our hands on and personalized approach will ensure we do everything possible to successfully repair your credit and maximize your credit score.

Our credit repair process is very simple. We start off with a one-on-one consultation, discussing those items that are impacting your credit score. Next, we develop a personalized plan together that is designed to begin rebuilding your credit while we work with the credit bureaus, creditors and collection agencies on your behalf. We are with you every step of the way from the moment you start this journey through to graduation, we take the guess work out of restoring your credit score.

Schedule a consultation today and let’s get started! We enjoy sharing our expertise and look forward to seeing how we can help you get a excellent credit score.